Please expect a slight delay in claims turnaround due to COVID-19 staff precautions.
**NOTE: Please visit our "COVID-19 Info." page for updates/changes regarding your plans.**
The HRA is an employer-sponsored plan that can be used to reimburse a portion of you and your eligible family member’s out-of-pocket medical expenses, such as deductibles, coinsurance, and possible copay expenses. It is not an insurance program, but a financial reimbursement plan funded entirely by your employer. Your employer has designated a specific dollar amount to credit to the account (either monthly or annual contributions). Employees file claims for the qualified medical expenses they would like to submit for reimbursement based on the plan parameters that your employer has designed for this employer-sponsored HRA.
Some frequently asked questions about HRA's:
1. Do I have to have health insurance to have a health reimbursement arrangement (HRA)?
2. Who can put money in my HRA?
3. How do I know how much is contributed to my HRA each plan year?
5. Can I be reimbursed for my dependents’ medical expenses?
6. What is an eligible HRA expense?
Generally speaking, the following expenses are examples of eligible expenses we see in common HRA plan designs :
• Health insurance Deductibles
• Copays and coinsurance (the portions of health care bills paid by you)
• In-Network health expenses
• Hospital expenses: room and board, surgery
**Check with your Human Resources department or Plan Administrator for more information about your plan design.**